Friday, April 19, 2013



I am 48 years old and have been working at Home Depot for the last 14 years. I was smart enough to begin taking advantage of the 401k program they offered and while Not as good as a union or government retirement...I have been able to put away about $81,000.  When I read that 25% of persons reaching retirement age only have $1,000 saved It made me feel a bit better, yet I know that this won't be enough to get me through my golden years and that I will need more like $500,000 saved up to live on since social security won't be around to rely on. 

As a boomer looking to increase retirement down the road 15 years, what must I do now to put myself in a position to reap an income in my later years that i can depend on?  I have looked at many things and I have always had an entrepreneurial spirit. I like to create, conceive and build. I had a plumbing business and a home inspection business but wasn't able to save money back then. I have Ideas for products that I would like to get patents on that surely would work. I have an idea for a mobile based coffee/cookie franchise that I know would do well. ( I'll sell you rights if you are serious and you could make a real killing out of it...I don' have the energy or finances to get it off the ground. Call me if you are interested and I'll explain it to you.) 360-597-5054

In short, I am always looking for options to supplement my income and prepare for retirement. For the last 8 months I have been playing with online business and web building. I have been scammed and lost money. I have also gotten bit by gold fever. Gold fever is a bad sickness where you see endless opportunities...each better than the one you just joined to make money online. The problem for impulsive people like me is that the sales copy and calls to action work on me and I cant say no. There is a whole community of such suckers and it is overwhelming trying to pick the best from the list of millions of opportunities.  For those who have failed it is even worse because the tendency is to think that "the next best thing" will solve your problems. I must admit though, that I have learned a lot and can now apply this knowledge to helping others and my own success. My financial goals are not met yet and honest online income opportunities are the most realistic way to reach them. See, I am the guy that was in Amway, Jewel Way, and every other way most of my young adult hood. I believe in the structure of leveraged income. A system where you are able to earn income from the efforts of others...this is what a business owner does. He/she earns income from the efforts of others.

I know it works and that trading dollars for hours is never going to bring the kind of income I need for my retirement. I only have a certain number of hours to work with daily and I need to maximize them if I am ever going to get enough money to increase my retirement. Leveraged income and leveraging  time is the only option in my opinion, and with the power of the internet one can easily begin seeing results if you know what you are doing. There are many powerful compensation plans and now we are seeing unbelievable income opportunities online that offer a

Great 100% compensation from referrals. It is difficult to beat A 100% commission. It is almost unbelievable if you hadn't seen it with your own eyes. the biggest problem is the competition online is very tough. and you have to be careful of scams. I have a online income program review blog that has honest online income reviews for the businesses I have joined and worked with as well as scams that I am aware of. Honest online income reviews is an honest and ethical review and not done for fake traffic. As I have studied online income opportunities, I will say that they all require you to promote them. You need traffic and you need sales. There are two good and solid programs that I like for learning and training and solid real business structure. I have seen too many cheap fly by night scams so a REAL BUSINESS with a physical address and support staff is critical and is the sign of a reputable business. BBB listing is good too although many online opportunities are not listed.

 SFI (strong future international) is listed with the BBB and is a solid business out of Nebraska that has refined their system to be a slam dunk for those wanting to learn and build a business online. It has all the tools and training for free and has over 3,000 new members joining daily. SFI sells over 75,000 items online and also has an online auction portal that you can play with and earn from. Let me just say that after interacting with SFI for just over a month...that it has a higher success rate than other hype programs and false promises given. SFI has a BBB rating of A+ and may be one to look at if you are tired of the people you sign up not duplicating. With SFI corporate leads are inexpensive and the interactive nature of the business software causes high duplication rates in those who are serious about having an online business. SFI is a great company for beginners through advanced internet marketers due to their solid foundation and training...if you follow the virtually cannot fail. LEARN MORE

One last online business I like pays way better but requires you to promote it and (of course since this is what they teach) BIG IDEA MASTERMIND can earn you a great, fantastic residual income on just $25 a day. Your course becomes free with your first student referral! then you earn 100% commissions on every sale. It is a powerful way to make money and if you are motivated to learn and earn I suggest you look at it. With only four student referrals who are motivated and build and promote 4 students each you can earn a retirement in a year or less. I have begun this path of learning from an internet coach and can resell the courses. This is a very good way to increase your retirement and leverage your time LEARN MORE ABOUT BIM ! today and get over $5,000 month  in 30 days no hype training.

Tuesday, April 9, 2013

Banned substances Still in U.S.foods-Eating healthy

Banned substances Still in U.S. foods-eating healthy?
banned substances in us foods, food, nutrition, clean eating, food labels

Most info I have learned this information from is from an article I found intriguing By Cristina Goyanes.  HERE IS A LIST OF BANNED SUBSTANCES STILL FOUND IN U.S. FOODS.

You think the FDA has your back? Sure, they recently proposed two new regulations to up food safety measures, specifically how food processors and farmers can work better to keep their fresh products free of dangerous bacteria (remember that killer cantaloupe outbreak from 2011?). But while it may seem like the government is out to protect us from bad—even fatal—food-borne illnesses, which cause some 3,000 deaths a year, they don't completely have our best interest—or health—in mind.

“For numerous suspicious and disturbing reasons, the U.S. has allowed foods that are banned in many other developed countries into our food supply,” says nutritionist Mira Calton who, together with her husband Jayson Calton, Ph.D., wrote the new book Rich Food, Poor Food due out this February.

During a six-year expedition that took them to 100 countries on seven continents, the Caltons studied more than 150 ingredients and put together a comprehensive list of the top 13 problematic products that are forbidden by governments, outside the U.S., due to their detrimental effects on human health.
“If you see any of the following ingredients listed on the nutrition label, don’t buy the product,” Calton warns. “Leaving these banned bad boys on the shelves will speak volumes to grocery stores and food manufactures about what informed consumers simply won’t tolerate.”

RELATED: Eating healthy doesn't cost as much as you think! Learn how to eat delicious, nutritrious food without breaking the bank.

Ingredients: Coloring agents (blue 1, blue 2, yellow 5, and yellow 6)
Found In: Cake, candy, macaroni and cheese, medicines, sport drinks, soda, pet food, and cheese
Why the U.S. Allows It: We eat with our eyes. “Recent studies have shown that when food manufacturers left foods in their natural, often beige-like color instead of coloring them with these chemical agents, individuals thought they tasted bland and ate less, even when the recipe wasn't altered,” Calton says. This may explain why the use of artificial dyes—the most popular being red 40, yellow 5, and yellow 6—have increased five-fold since 1955.
Health Hazards: Back in the day, food coloring came from natural sources, such as saffron and turmeric. “Today most artificial colors are made from coal tar, which is also used to seal-coat products to preserve and protect the shine of industrial floors,” Carlton says. “It also appears in head lice shampoos to kill off the small bugs.”
eating healthy  nutritious foods
Ingredient: Olestra (aka Olean)
Found In: Fat-free potato chips
Why the U.S. Allows It: Procter & Gamble Co. took a quarter century and spent a half a billion dollars to create “light” chips that are supposedly better for you, Calton says. They may need another half a billion bucks to figure out how to deal with the embarrassing bathroom side effects (including oily anal leakage) that comes with consuming these products.
Health Hazards: “This fat substitute appears to cause a dramatic depletion of fat-soluble vitamins and carotenoids, robbing us of the vital micro-nutrients," Calton says, adding that many countries, including the U.K. and Canada, have banned it.

RELATED: Satisfy a chip craving with a healthier, crunchy snack that's less than 200 calories.

Ingredient: Brominated vegetable oil (aka BVO)
Found In: Sports drinks and citrus-flavored sodas
Why the U.S. Allows It: BVO acts as an emulsifier, preventing the flavoring from separating and floating to the surface of beverages, Calton says.
Health Hazards: “Because it competes with iodine for receptor sites in the body, elevated levels of the stuff may lead to thyroid issues, such as hypothyroidism, autoimmune disease, and cancer,” Calton says. That's not all. BVO's main ingredient, bromine, is a poisonous chemical that is considered both corrosive and toxic. It's been linked to major organ system damage, birth defects, growth problems, schizophrenia, and hearing loss, which explains why it's been nixed in more than 100 countries.

Ingredient: Potassium bromate (aka brominated flour)
Found In: Rolls, wraps, flatbread, bread crumbs, and bagel chips
Why the U.S. Allows It: This flour-bulking agent helps strengthen dough, reducing the amount of time needed for baking, which results in lowered costs, Calton explains.
Health Hazards: Made with the same toxic chemical found in BVO (bromine), this additive has been associated with kidney and nervous system disorders as well as gastrointestinal discomfort. “While the FDA has not banned the use of bromated flour, they do urge bakers to voluntarily leave it out,” Calton says.

RELATED: Trying to lose weight? Be sure you don't fall for any of the top nine most popular diet myths.

Ingredient: Azodicarbonamide
Found In: Breads, frozen dinners, boxed pasta mixes, and packaged baked goods
Why the U.S. Allows It: While most countries wait a week for flour to naturally whiten, the American food processors prefer to use this chemical to bleach the flour ASAP.
Health Hazards: It's not enough to just ban this product in Singapore. You can get up to 15 years in prison and be penalized nearly half a million dollars in fines for using this chemical that's been linked to asthma and is primarily used in foamed plastics, like yoga mats and sneaker soles.

Ingredients: BHA and BHT
Found In: Cereal, nut mixes, gum, butter, meat, dehydrated potatoes, and beer
Why the U.S. Allows It: “Made from petroleum [yummy!], these waxy solids act as preservatives to prevent food from becoming rancid and developing objectionable odors,” Calton says. A better solution may be natural rosemary and sage. In a 2006 study, some organic herbs and spices proved to be efficient at preventing oxidative decay in meat, which ultimately could improve the shelf-life of these products.
Health Hazards: California is the only state that recognizes the U.S. National Institute of Health's report that BHA is may be a human carcinogen, a cancer-causing agent.

RELATED: Trade foods that contain scary ingredients linked to serious health risks for these nine tasty, additive-free products.

Ingredients: Synthetic hormones (rBGH and rBST)
Found In: Milk and dairy products
Why the U.S. Allows It: Gotta keep moo-ving things along. Dairy farmers inject cows with genetically-engineered cow growth hormones to boost milk production by about 10 percent, according to Calton.
Health Hazards: “Cows treated with these synthetic hormones often become lame, infertile, and suffer from inflamed and infected udders,” Calton says. Humans, who consume these cows byproducts, are in no better shape, she adds: “The milk is supercharged with IGF-1 (insulin growth factor -1), which has been linked to breast, colon, and prostate cancer.”

Ingredient: Arsenic
Found In: Poultry
Why the U.S. Allows It: Big brother FDA permits arsenic in chicken feed to promote growth, improve efficiency in feeding the birds, and boost pigmentation. “The arsenic affects the blood vessels in chickens and turkeys, causing them to appear pinker and, therefore, fresher,” Calton says.
Health Hazards: The European Union has outlawed the use of arsenic since 1999, Calton says, and the Environmental Protection Agency classifies inorganic arsenic as a "human carcinogen." Take matters into your own hands by sticking to organic birds only.

So from now on when you read a label look for these horrible additives. I will never feed banned foods to myself or my family/kids again, we are going to be eating healthy, nutritious food.

written and exerpted by : Desiree Gardner